Most people think that all financial planners are "certified" but this isn't true. Anyone can call himself or herself a "financial planner." Only those who have fulfilled the certification and renewal requirements of CFP Board can display the CFP® certification marks.

When selecting a financial planner, you need to feel confident that the person you choose to help you plan for your future is competent and ethical. The CFP® certification provides that sense of security by allowing only those who meet the rigorous CFP® demanding education, examination, experience and ethical requirements the right to use the CFP® certification marks.

To verify that your planner is authorized by CFP Board to use the
CFP® certification marks, call toll-free 1-800-487-1497 or visit CFP Board's Web site at